The Credit Restoration PROCESS:
P - Procure reports from all 3 major credit reporting bureaus
R - Review those reports, looking for ANY inaccuracies and anything you don't recognize
O - Origination of the first round of dispute letters
C - Calmly wait while the wheels are in motion
E - Excitedly check your mailbox every day during this process
S - Send all received dispute letter correspondence to Texas Credit Resiliency (as discussed in your contract)
S - Smile knowing each day brings you closer to YOUR credit resiliency!
SEE RESULTS FAST!
On average our clients start to see results within 30 to 45 days. By law, the credit bureaus and collection agencies have 30 days to respond to your dispute letters. This means that they must either validate the debt, or delete it because they can't validate it, and 9 times out of 10, that's exactly what happens with debt reported by collection agencies. Most collection agencies are know to be "junk debt" buyers, meaning they buy large amounts of debt for pennies on the dollar, with no backup documentation provided at the time of that purchase. We use this to your advantage when disputing alleged debt.
WHY USE TEXAS
Every client is unique in terms of why they are seeking our help. To ensure that our efforts match their goals, and that we understand the WHY completely, we offer a FREE one-on-one consultation and credit report audit to everyone. During this consultation, our credit restoration expert will review your reports with you, identifying all inaccuracies. You'll be asked what your end goal is (new major appliance? new motorcycle? new house?) during your initial consultation. Chose Texas Credit Resiliency because:
- DEDICATED CREDIT RESTORATION SPECIALIST!
After your initial consultation, if you choose Texas Credit Resiliency to help with your credit restoration journey, you'll be assigned to a dedicated Credit Restoration Specialist (CRS) who deals specifically with your type of credit challenges, and who will handle your case from cradle to grave (start to finish). No other Credit Repair Service in Texas offers that.
- ROADMAP TO RESULTS
We call this our ATTACK plan! Your newly assigned CRS will lay out a roadmap to get you to your end goal. This roadmap will include an estimated timeline for completing our program and what your responsibilities will be during the program. Once this is established, you'll have a better understanding on which pricing plan your journey falls into.
- LICENSED AND BONDED
Licensed and bonded to conduct Credit Repair and Credit Counseling Services in the State of Texas, Texas Credit Resiliency is here to help you make your credit scores your best friends! Our staff is highly trained in the standards set forth in the Fair Credit Reporting Act (F.C.R.A.) and the Fair Debt Collection Practices Act, and we use those tools to provide our clients with fast, LEGAL, effective credit restoration.
- RISK FREE MONEY BACK GUARANTEE*
We offer a no-hassle money back guarantee!* If after completing our program, you don't achieve the goals we lay out in your road map to results, then we'll refund you your fees. (see our terms and conditions for more information)
- WE HAVE PLANS TO FIT MOST EVERY BUDGET!
We have a monthly plan designed to fit every budget, and every consumer credit restoration need!