The Credit Restoration PROCESS:

P - Procure reports from all 3 major credit reporting bureaus

R - Review those reports, looking for ANY inaccuracies and anything you don't recognize

O - Origination of the first round of dispute letters

C - Calmly wait while the wheels are in motion

E - Excitedly check your mailbox every day during this process

S - Send all received dispute letter correspondence to Texas Credit Resiliency (as discussed in your contract)

S - Smile knowing each day brings you closer to YOUR credit resiliency!


On average our clients start to see results within 30 to 45 days.  By law, the credit bureaus and collection agencies have 30 days to respond to your dispute letters. This means that they must either validate the debt, or delete it because they can't validate it, and 9 times out of 10, that's exactly what happens with debt reported by collection agencies. Most collection agencies are know to be "junk debt" buyers, meaning they buy large amounts of debt for pennies on the dollar, with no backup documentation provided at the time of that purchase. We use this to your advantage when disputing alleged debt.


Every client is unique in terms of why they are seeking our help. To ensure that our efforts match their goals, and that we understand the WHY completely, we offer a FREE one-on-one consultation and credit report audit to everyone. During this consultation, our credit restoration expert will review your reports with you, identifying all inaccuracies. You'll be asked what your end goal is (new major appliance? new motorcycle? new house?) during your initial consultation. Chose Texas Credit Resiliency because: